ŠKODA EasyBuy offers better value and the freedom to appreciate every moment of ŠKODA ownership.

It is perfect if you like the idea of changing your vehicle regularly, reducing monthly repayments,

or want to keep your options open in case your circumstances change.

ŠKODA EasyBuy is right for you if

  • OWNERSHIP: You would like the option to purchase your ŠKODA at the end of the contract, but with flexibility to swap for something new if your circumstances change.
  • PAYMENT: You want the lowest possible monthly payments or deferring some cost off until the end of the contract.
  • ROTATION: You want to keep your options open, maybe exchanging for a different model, or upgrading later―depending on where life takes you.
  • UPKEEP: You generally take good care of your car and are happy to keep it in an exchangeable condition

ŠKODA EasyBuy has 4 main advantages -

  • Up to 100% finance on new car
  • 40% lower EMI for 3 years
  • Assured buyback price at the time of purchase of new car
  • Flexible options for customers towards upgrade & retail at end of the loan tenure.

At the end of your agreement you can choose from one of four options:


In Love with your ŠKODA? Simply pay the balance amount and retain it at the end of tenure


At the end of the tenure, simply return it to the dealership


Continue your tenure for another contact term.


Upgrade to the latest ŠKODA Model with ease since you have assured future value of your ŠKODA

Models currently available under ŠKODA EasyBuy –



An assured buyback program catered for your customers offering a complete peace of mind

Residual Value is a defined percentage of net Ex-Showroom price which is assured at the end of loan term to customer as per the prescribed conditions.

Currently only Superb.

Customer is required to purchase comprehensive motor insurance coverage recommended by the respective ŠKODA Dealer.

ŠKODA India already gives 4 years warranty.

All salaried and non- salaried applicants are eligible as per credit underwriting policy of Volkswagen Finance.

Eligible customer can be funded up to 100% of the net Ex showroom price meeting all the necessary conditions as per the Volkswagen Finance credit policy.

In the current product structure this RTO funding is not available but the add on products MI funding will be included in our product update

The tenure offered currently is only for 36 months.

During the execution of the contract, a repurchase agreement will be signed between the customer and the dealer indicating the assured residual value.

A: Yes, customer is only allowed to clock in maximum 45000 kms during the entire tenure as agreed in repurchase agreement. Customer will be required to pay for each additional kilometer exceeding the threshold based on a prescribed amount per kilometer. The prescribed amount is Rs 20 per Km and the same will be reflected in the repurchase agreement.

All salaried and non- salaried applicants are eligible as per credit underwriting policy of Volkswagen Finance.

Customer has 4 options to consider before the end of tenure,

  • Retain – The customer will retain the car at the end of loan tenure and pay the outstanding balance to close the loan
  • Refinance – Customer can opt for refinance facility and payback in equated monthly instalments
  • Return – The customer can return the vehicle and pay the difference if any due to the wear and tear as defined in the repurchase agreement and dealer will pay the outstanding balance and close the account.
  • Upgrade – The customer opt to return the vehicle and upgrade to buy a higher variant / model of the brand

Yes, the customer has the right to foreclose the account at any time, however the repurchase agreement will be considered null and void.

Customer is required to adhere to the prescribed wear and tear guidelines and should maintain the vehicle through authorized ŠKODA service centers.

Ideally the customer is required to get in touch with his/her dealer 75 days prior to the end of the loan tenure.

Customer is required to get in touch with the ŠKODA dealership 1 month prior to the end of tenure to confirm his final options and complete the final valuation of his/her vehicle in accordance with the fair wear and tear terms.

The customer shall return the vehicle to the Dealer at his workshop or any other location specified by the Dealer.

The Dealer will foreclose the customers’ loan account with ŠKODA Finance based on the agreed buy back value. Any additional charges to be borne by the customer.

A: The foreclosed amount will get transferred to Volkswagen Finance by the Dealer, under no circumstance will the foreclosed amount be transferred to the customer.

The vehicle shall be subject to an inspection by ŠKODA India and repairs if any shall be undertaken (costs will be borne by the Customer) and completed prior to the physical handover of the car to Dealer. However, we strongly recommend taking a superior insurance coverage from in-house insurance companies.

The customer has the option to sell the car in open market if he is getting a better value for his car but needs to pay the balance amount to Volkswagen Finance to close the loan.

There shall be no after-market (grey market) retro-fitments on the cars. Retro-fitments if any shall only be those as carried by the Dealer as per the terms & condition of repurchase agreement.

If any or all of the conditions stipulated in the repurchase agreement are not met, Dealer at his sole discretion has the right to reduce the value of the car as per the violations from the conditions and the Customer shall have no right or remedy against the Dealer for such action but has the option to sell the car in open market if he is getting a better value for his car and needs to pay the balance outstanding amount in time to Volkswagen Finance to close the loan.

Customer to surrender (if option to surrender is exercised) his/her vehicle 2 days prior to end of the Buy Back Period once the final surrender value has been agreed and confirmed with Dealer.

The Minimum loan to value of the car in this product is 70% of net Ex-showroom price of the car.

No, as per VWFS credit policy we don’t finance any kind of fleet cars.

As of now this facility is restricted to dealers of Mumbai, Delhi & Bangalore only but after pan India launch customer can return the car at end of the tenor to any ŠKODA dealer in order to provide homogenous service levels pan India